It is against the law not to stop at the scene if you think your accident has caused damage to property or caused injury. First ensure that the scene is safe. Switch off all engines, turn on hazard lights and make sure oncoming traffic is aware of the accident. Dial 999 if anyone is injured, or if someone leaves the scene without exchanging details. If you think the accident scene may be a hazard to other drivers also call 999.

Stay calm and do not admit blame no matter how sure you are that it is your fault. Make a sketch of the accident scene and how it happened. Include street names, vehicle locations and their direction of travel, skid marks, collision points and any damage. Take photos to complement the sketch, most mobile phones have adequate cameras.

By law, all drivers involved in the accident must exchange contact details with each other. These details include names, addresses, phone numbers and insurance details. Get the names and addresses of any witnesses, including passengers in the other vehicles involved.

Record any other details you think may be of importance e.g. if you think the driver of the other vehicle has been drinking or using a mobile phone note this down. Make a note of any weather conditions that may have contributed to the accident, e.g. rain or fog. If there is damage to the road surface or cars parked in such away as to contribute to the accident note this down too.

If you hit a farm animal or dog you must report that incident to the police. If you hit a wild animal or cat you do not have to report it, as long as the animal is not injured or suffering. Always stop to check the condition of the animal, but stop in a safe place and walk back to find the animal if you need to.

Report all accidents to your insurance company even if you do not plan to make a claim. Make a photocopy of all notes and photos and send these to your insurance company as soon as possible after the accident.

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This entry was posted on Thursday, July 1st, 2010 at 2:50 pm and is filed under auto insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.