Posts Tagged ‘warranty’
Saturday, March 26th, 2011
Revitalisation of the UK’s economy looks promising as 2011’s February demand for new cars falls less than analysts predicted, having decreased on last year’s figures by just 7.7%.
Those who would usually avoid buying a brand new car in fear of a sharp insurance increase are urged by the low cost car insurance comparison website to shop around and compare car insurance before they decide not to buy - they may be in for a nice surprise.
Peter Harrison, car insurance expert at moneysupermarket.com, told consumers: “It’s common belief that a new car will be more expensive to insure than an older model, but our research reveals there are some occasions where this is not the case, and also on the positive side where the premium for a new car does show as more expensive, the price differences are much smaller than many would expect.
SMMT Chief Executive, Paul Everitt, is confident that March will see an increase in consumer spending, and remains hopeful that the UK’s economy is at the bottom of an upward spiral:
Vauxhall Corsas, the UK’s most popular model, can be insured for an average of 573.50 if bought brand new, compared with 562.04 for the ten-year-old model, according to the leading car insurance comparison website’s findings - that’s less than 1 per month more to insure a brand new version of its 10-year-old counterpart.
The leading low cost car insurance comparison website has today publicised their study into the price comparisons between insurance policies from numerous insurance providers for 10-, 5- and 0-year-old models, dealing with 2010’s five most popular models in the report.
Peter Harrison, a car insurance expert at MoneySupermarket.com, divulged:
This encouraging news comes as March welcomes the introduction of a fleet of brand new ‘11-regs on the UK’s forecourts, and is news that will only serve to bolster the cause of the Society of Motor Manufacturers and Traders (SMMT).
SMMT Chief Executive, Paul Everitt, is certain that March will see an increase in brand new car purchasing, and remains hopeful that the UK’s economy will now start to finally recover.
According to the findings, the UK’s most popular model, the Vauxhall Corsa, can be insured for an average of 573.50 if bought brand new, compared with 562.04 for the ten-year-old model, while Ford Fiestas, which lie second-in-line to the Corsa, can be insured for an average of 633.66 in the first year and 671.72 at ten years - a staggering 38.06 more to insure the much older car.
… But whilst MoneySupermarket.com’s Peter Harrison has been able to announce this exciting news, he has also issued it with a warning to those who purchased a brand new car last year. Those drivers who were given a year’s free insurance upon purchasing their new car should make sure they shop around for a better deal once the free year is up. Harrison estimates that consumers lose, on average, up to 270 each - an incredible 1.7bn nationwide:”You could find yourself paying a significantly inflated premium if you stick to the same provider as the policy is unlikely to be very competitive. Always scour the market for the best deal for your circumstances.”
Running out of money? Why not get low cost car insurance from moneysupermarket.com car insurance uk.
Tags: auto insurance, breakdown cover, car, drivers, Ford Fiesta, insurance, Vauxhall Astra, Vauxhall Corsa, warranty
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Sunday, January 16th, 2011
Finding a dependable extended auto warranty for a pre owned vehicle these days is really necessary! Newer cars and trucks are becoming more and more pricier to service and maintain. With more and more US citizens struggling with a poor economy, it makes great economic sense to spend a few dollars in a dependable extended auto warranty for your used car instead of spending a lot of money to purchase a new car.
The main reason why people buy new cars is because a new car comes with a manufacturers guarantee which gives people peace of mind when it comes to safety and reliability. But the cost of buying a new car can far out weigh the price of keeping their current late model car and simply buying a reliable aftermarket auto warranty just in case the vehicle breaks down.
Buying a new car is probably the worst investment anyone can make, as opposed to purchasing a auto warranty that will actually add value to your current automobile and is usually transferable if you decide to sell your automobile. Not to mention you will be covered for most major mechanical problems and most likely won’t need to ever spend a penny on auto repairs again!
There are several types of auto service warranty plans for used cars. Some plans are better than others. Obviously the more systems that are covered in a warranty plan the more its probably going to cost. There are power train warranty plans that warranty only lubricated parts of the drive train. So if the motor or transmission in your car breaks down, you can expect yourself covered if it’s a breakdown due to an internally lubricated part of the transmission or engine.
Then you have your basic aftermarket car warranty that will cover the motor and transmission as well as certain other major systems that can need service on a automobile such as water pump, power steering pump, rack and pinion, master cylinders parts for the braking system and a lot of different expensive parts that can be extremely pricey to repair or replace. These are typically the most common aftermarket auto warranty contracts available because people get a great variety of systems covered and they are very affordably priced as well.
You need to understand that pricing for a aftermarket car warranty also depends on the age manufacturer, model and mileage of the car. Certain vehicles such as high line german cars and trucks cost much more to fix and replace parts than your normal American cars like General Motors or Ford vehicles. So if you are looking for a good aftermarket auto warranty for a BMW or Range Rover, expect to pay more than you would if you were trying to get coverage for a Ford or a General Motors car or truck.
The most sought after type of auto service warranty coverage you can buy is a bumper to bumper auto repair warranty plan. This type of coverage includes all of the coverage options I spoke about above, including all electrical parts, sensor systems, window motors and door lock actuators, traction control modules, all wheel drive systems and just about all the components of every major system on a car. This type of used car warranty protection is absolutely great to have but can be a bit more expensive than the two options listed above. This type of auto service warranty truly gives a car owner real peace of mind!
Most aftermarket car warranty companies will also give you a option to either pay for an auto warranty in one lump sum if it is attainable for you to do, or they may also accept a small down payment of usually a $200 and monthly terms as low as $35 or $40 per month. These types of plans are offered to help make dependable extended service contract coverage affordable to practically anyone who can use one. It’s easier to lay out a few dollars on a monthly basis and have peace of mind, than to be without any auto repair warranty coverage on your used vehicle and get left with a $2200 mechanic bill if your transmission starts to go bad. Remember there is nothing better than gaining peace of mind when it comes to having a used automobile!
So do some research. Go out and get yourself an extended auto warranty quote for that pre owned car before you drop money on a new car. Auto warranty quotes only take about 40 seconds to get and can save you hundreds of dollars in the long run. You can also visit a website such as UworkUdrive.com that is extremely highly rated in the auto warranty industry and will connect you for FREE with a reputable auto warranty company in seconds!
Looking to find the best deal on car warranty quotes, then visit www.UworkUdrive.com to find the best advice on auto repair warranties for your vehicle.
Tags: auto insurance, cars, driving, family, insurance, leasing, loans, military, money, personal finance, repairs, service, shopping, travel, warranty
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Wednesday, December 1st, 2010
Some people wonder why they should get a used car warranty for their vehicle. In the long run this kind of warranty on your automobile can save you a lot more money than it costs every month. Even though you probably don’t want another monthly bill this is simply one that you cannot afford to ignore.
One of the main reasons that most consumers are a little scared to sign up for a car warranty program is that they have seen a lot of scammers online. There have been a lot of these fraudulent websites that simply take people’s money and do not offer any kind of protection on their automobiles. But this does not mean you cannot get a great deal from a reputable extended warranty company.
Allow me to give you a few different reasons why you should at least consider getting a used car warranty on your vehicle. Regular maintenance is always an issue with any car. The simple truth of the matter is that the parts are going to wear out, and it’s only a matter of time. By getting a warranty policy that covers things like hoses and belts, you can make sure that you never have a huge bill at a repair shop.
You can also get protection on more expensive car issues like engine and transmission trouble. This is the kind of protection on your car that is basic for any car warranty owner, in almost any good warranty program will offer protection on these major parts. If your engine or transmission breaks down on you even one time a car warranty will be more than worth it.
One of the best parts of owning a car warranty program is that you will be offered free roadside assistance. After all, if your car breaks down in the middle of a highway you’re going to need to get a tow truck near your location, and that alone can cost you hundreds of dollars.
Keep in mind that not every vehicle will be able to get a warranty policy on it. There are some fancy sports cars and foreign makes that have parts that are simply too expensive. Warranty companies cannot afford to cover these expensive parts, so you are on your own if you have one of these automobiles.
Don’t think that just because your car is old or has high mileage that you can’t possible get a warranty on it. It might cost you a little more, but you can get a used car warranty even on an older automobile. These cars are more likely to break down so the premiums are higher, but the benefits of having a warranty when the car breaks down are higher as well.
Find where to get the best used car warranty. Stop by this site where you can find out all about getting a used car warranty and what it can do for you.
Tags: auto, auto insurance, automobiles, car warranty, cars, insurance, warranties, warranty
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Saturday, October 16th, 2010
It’s not usual for you to come around a pre-owned car that’s sold having an original manufacturer’s warranty. This is where certified pre-owned automobiles enter into play. For those who have no idea, certified pre-owned cars often include an extensive coverage that goes beyond what the dealership characteristically will give you. Manufacturer’s certified automobile programs have received much popularity and can be found at quite a few used auto dealerships.
The most important benefit that comes into mind about certified used automobiles is that you are receiving a second hand vehicle that is thoroughly examined and has been found to be so good in shape that they have obtained an extended car warranty. So as to receive certified used car warranty, the auto must meet outstandingly good standards through the manufacturer of the car. What is fascinating is the fact that after getting a certified pre-owned vehicle, you have 3 days or 3000 miles to verify if your vehicle meets your needs. If during this time period you find that the car is not the right one for you, you can return to the car dealership and pick a better one. Also, a certified used vehicle has a label on the window confirming that the car has been approved by the strict regulations to become certified pre-owned, together with the market price evidently noticeable to stop confusion.
Along with the warranty which is given, there are additional benefits to attaining certified pre-owned vehicles. Certified pre-owned vehicles give buyers supplementary benefits they typically only get if they get a new automobile. These are inclusive of receiving roadside assistance, reduced car loan prices, loaner’s automobiles throughout maintenance, free of charge maintenance as well as oil changes and examinations and also shuttle services.
Nevertheless, the most significant benefit may be the warranty you get. When you get a certified pre-owned car you receive a wide-ranging, long-term warranty that may be also cheap which helps save big money on your automobile each year. The attraction of free oil changes and examinations also may play a role in making this offer an even more desirable one.
But, once you look around for a certified pre-owned vehicle, be sure you locate a local dealership which has an extensive assortment of authentic certified used cars. From then on, locate a sales person who knows what he or she is talking about in terms of the car which you have chosen. In the end, receiving a certified used automobile is probably the best choice you can make!
Don’t get caught paying big bills for minor automobile problems. An extended used car warranty is what you need. Read more informative articles at our website, plus get a free extended used car warranty quote.
Tags: auto insurance, auto warranty, automotive, business, car insurance, car warranty, cars, finance, money, save money, vehicle, warranty
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Tuesday, September 7th, 2010
Spending for automobile repair work can become very costly. The good news is that often you could have your car maintenance work costs paid for within your vehicle warranty. This runs specifically true for brand new automobiles but you can also have it for used cars too.
The price of service for the motor, engine block, transmission, clutch system, axles etc. can become extremely pricey. If your car or truck has a drive train or power train warranty on it, these car service expenses can be considerably lowered or fully paid for by the warranty. This will save you money in the long run.
Numerous automotive warranty firms have wear and tear car warranty for brand new cars and some small level of coverage for second-hand vehicles. Using the wear and tear car warranty, you can have items that aren’t covered on the drive train, power train or standard warranty repaired. For instance, for those who have electric windows for your car. The standard warranties will not likely include the auto service expenses to have the worn out motor changed. On the other hand, if you have the wear and tear auto warranty, you will get the motor for the power window restored for less because you simply have to cover the deductible.
It is very annoying to experience a flat tire anywhere, let alone on a congested street. Should you have roadside assistance then your service price for fixing the flat tire or even replacing the tire entirely might be substantially lower than without any kind of curbside warranty coverage.
A bumper-to-bumper vehicle warranty can also save you cash on auto repair requirements. While some people think that bumper-to-bumper implies the entire automobile is insured, this is a misunderstanding. Almost all of the vehicle repairs issues are going to be covered but problems that come from deterioration aren’t typically paid for. The drive train or power train warranty only handles a percentage of the auto parts. Adding a bumper-to-bumper vehicle warranty will minimize automobile repair expenses for various other sections of the vehicle.
Maintaining your vehicle by the vehicle warranty requirements is the simplest way to prevent substantial car repair bills. If a car is adequately maintained, there is certainly fewer over-all wear and tear on the vehicle which then results in less vehicle repair issues. It is very important to remember to inspect the transmission fluid, engine oil filter, oil levels and air pressure within the tires. Additionally, you simply must have the oil replaced on a regular basis. This will make your automobile not simply perform more smoothly but will cut down on the total vehicle maintenance costs for the car whether it is used or completely new.
Some argue that the price tag on maintaining a vehicle is costly. After all, you have to replace the oil, switch the oil filter and things like that. Still, running the automobile without the servicing can wind up messing up parts like the engine, the transmission and perhaps the clutch. They’re really costly repairs that most warranties of any type won’t include since the primary upkeep had not been carried through.
Don’t get caught paying huge fees for small car problems. An extended used car warranty is the key. View more informative posts at our website, plus receive a free extended used car warranty quote.
categories: car warranty,auto warranty,warranty,car insurance,auto insurance,cars,vehicle,automotive,finance,money,save money,business
Tags: auto insurance, auto warranty, automotive, business, car insurance, car warranty, cars, finance, money, save money, vehicle, warranty
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Friday, August 27th, 2010
Many people question the real value of having an extended warranty on their car. They often underestimate the cost of vehicle repairs and think that the manufacturer’s warranty is more than adequate. Unfortunately, this is not always the case. The sad reality is that motor vehicles are incredibly complicated. With all the moving parts and environmental factors, the only guarantee is that you car will need repairs at some stage. If you unsure as to whether an extended warranty is really worth your while, here are some factors to keep in mind.
Manufacturers Know the Limitations of the Vehicle. Do You?
It doesn’t take a rocket scientist to figure out that there is a reason why manufacturers and car dealers only provide a limited guarantee. Manufacturers know the effect that general use has on the vehicle and that over time wear and tear will occur, even if you are diligent about looking after your car. Most often, expensive repairs are needed after the manufacturer’s warranty expires. For this reason, an extended warranty can be very valuable.
Can You Afford the Cost of Repairs and Maintenance if You Don’t Have a warranty?
Motor vehicles need to be serviced regularly to ensure they are in good running order. Sometimes these services can be routine and relatively inexpensive. At other times, services can involve major repairs which can get pricey. If you have a savings account with money set aside for such eventualities, perhaps you will not benefit from an extended warranty. But the reality is that if you have a savings account, the chances are that you would far rather spend the money on a vacation or purchasing something special for yourself. Spending savings on repairs can be very demoralizing.
What Sort of Mileage Do You Put on Your Car?
If you only use your vehicle occasionally, the chances are that there will be less wear and tear on your car. If it is securely parked in a garage, then it is less exposed to various environmental elements. If, on the other hand, you spend a lot of time of the road and clock up a lot of mileage, chances are that your vehicle will need a service and repairs more often. In that case, it makes sense to take out an extended warranty.
How Expensive Are Services and Replacement Parts for Your Car?
Often, the replacement parts for luxury and imported cars are very expensive. If you do not have an extended warranty and the manufacturer’s warranty lapses, you may find yourself in for a nasty surprise. Repairs could run into the thousands of dollars and if you don’t have the cash readily available, you could be without a car for some time. When purchasing a car and considering an extended warranty, this is an important factor to keep in mind.
Can You Afford to Be Without Your Car?
Consider how your life would be affected if you didn’t have a car for several weeks. Most people would find traveling by public transportation frustrating, when they are used to having their own mode of transport. Think about this; if you don’t have an extended warranty and your car breaks down, can you afford to be without it while you save up for the repairs?
Do You Need Roadside Assistance?
If your car breaks down on the side of the road, are you confident enough in your ability to be able to handle the situation? Perhaps you can change a tire but what if it is something more complicated than that? Most extended warranties will offer roadside assistance which includes towing if they can’t get your vehicle going again. This can be a very valuable benefit.
How Long Do You Plan to Keep Your Car?
Some people only purchase and drive relatively new cars. Once the car is paid off or the warranty expires, they usually trade in their car for a newer model. Even if this is the case, keep in mind that an extended warranty can increase the resale value of your car. A buyer who know there is a maintenance plan will be more willing to pay your asking price.
When Is the Best Time to Purchase Your Extended Warranty?
Most people think that they only need to purchase an extended warranty when their manufacturer’s warranty expires. This is because it is often perceived that an extended warranty is an additional insurance policy. In reality, an extended warranty is as the name implies. It is an extension on your existing warranty. Because of this you will benefit from more affordable rates if you purchase your warranty earlier rather than later. Warranties that have already expired or are about to expire will be more expensive than warranties that still have a year or two on them.
Endurance Warranty.com has been helping car owners save money and gain peace of mind for almost twenty years. You won’t find a more affordable or more comprehensive group of extended car warranty plans anywhere. Nor will you find more knowledgeable or friendly staff to help you find the warranty for you. Visit online today.
Tags: auto, auto insurance, auto warranty, extended warranty, finance, insurance, warranty
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Thursday, August 26th, 2010
Because extended auto warranties are often misunderstood, they open the doors to all kinds of unscrupulous businesses. To make sure that you do not fall victim to such scams, it helps to understand more about what extended warranties entail. In that way, you can know that the extended warranty that you purchase is a sure deal.
Familiarize Yourself with the Terms of an Extended Warranty
The first way to protect yourself against potential scams is to become more informed about extended warranties. An extended warranted is not a duplicate warranty that only comes into effect after the auto manufacturer’s warranty expires; instead, it is an extension of the original warranty. The purpose of an extended warranty is to protect you against the expense of costly repairs. Typically, the more costly repairs are needed after the manufacturer’s warranty expires. It is therefore important that the extended warranty you get is a comprehensive policy. You don’t want the surprise of submitting a claim only to have them reject it on a technicality.
Research the Different Extended Warranty Options Available
When looking into extended warranties, take the time to research the different options available. A good way is to ask friends and colleagues what companies they use. In this way, you can get objective feedback on companies that are reputable or companies that you should avoid. Another good way to research the reputability of the extended warranty company is to read online reviews. The Web is a great resource for getting objective customer feedback.
Get Online Quotes to Compare with Dealership Offers
While you are online, you can also compare the different offers made and find out who is offering the best deal. What you may find is often that online companies offer more competitive rates than dealerships. This is valuable information you can use to negotiate a better warranty if you do want to go through a dealership.
Read the Fine Print
Before signing off on any extended warranty agreements, make sure you are familiar with what is covered and what is not. Also make sure that the start date of the policy is clear so there are no gaps between when the manufacturer’s warranty expires and the extended warranty kicks in. A good policy will include roadside assistance and even minor repairs. Also make sure that the warranty company will pay directly for the repairs. Policies that ask you pay out first and then get reimbursed defeat the purpose of having the warranty in the first place. The reason you want the warranty is so that maintenance costs are covered without you having to dip into your pocket.
Make Sure you Have a Comprehensive Extended Warranty
Most extended warranties are made up of two different components. One is mechanical breakdown which is when you will find yourself stuck on the side of the road. The other is general wear and tear which inevitably happens over time. Moving parts in the vehicle need to be replaced from time to time, and this generally forms part of your regular service check. Make sure that whatever policy you choose has both of these components. Without the wear and tear coverage, you may end up not having a properly serviced car and could end up having it break down. At the same time, having a policy that provides you with roadside assistance for a mechanical breakdown is essential.
Avoid Companies that Process Claims Through Reimbursements
Many less-than-reputable companies like to make promises that they have no intention of keeping. Often, they will state that you first need to pay for the cost of repairs and then ask you to submit the claim saying that they will reimburse you. The problem with these companies is that too often they find a reason not to pay the claim and you never recoup your costs. A reputable company will pay the licensed mechanic or repair shop directly. After all, that is what you are paying a monthly premium for.
Be Careful of Email Offers
Frequently, scammers use emails to entice customers to purchase their policies. They often offer low-priced warranties and promise guarantees that they seldom fulfill. Be wary of offers that sound too good to be true; they probably are. If you purchase one of these types of extended warranties, chances are that either they’ll reject your claim or be out of business a few months down the line. Then you will be left without a warranty with expensive repairs to take care of.
Endurance Warranty.com has been helping car owners save money and gain peace of mind for almost twenty years. You won’t find a more affordable or more comprehensive group of extended auto warranty plans anywhere. Nor will you find more knowledgeable or friendly staff to help you find the warranty for you. Visit online today.
Tags: auto, auto insurance, auto warranty, extended warranty, finance, insurance, warranty
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Tuesday, August 24th, 2010
Extended warranties are something that are an additional cost, and many times people are just not sure as to whether they need one or not. The cost of extended warranties varies, depending on the coverage and the length of the time in which the warranty covers the auto. If you should happen to purchase an extended warranty, it is important that the dealer offers you the correct information. You must be well informed in order to avoid any future problems when a repair may come up that you will cover a claim for under your extended warranty.
Decide to buy or not to buy. The first step is to decide on whether buying a certain extended warranty plan for your vehicle is the right one for you. The reason why most people are losing money on extended warranties is because they do not really understand the entire coverage of the plan and that they don’t know which ones are covered and which ones are not. Another common misconception on extended warranties is that many thought that it must be bought from that same company where you have purchased your vehicle from. This happens because some of the sales staff will be inclined to say anything in order to persuade you into making a purchase decision right at that moment. Do not fall for that.
Determine whether the extended warranty pays for the diagnosis. Unfortunately, many times the extended warranty that people purchase does not include diagnostic testing. Which in cases, like a problem with the speedometer, is necessary. Suppose you take your car to the provider for a simple speedometer problem and the diagnostic test ends up costing you hundreds of dollars. The repair itself may only cost a few dollars. But because of the high cost of the testing, the bill ends up costing hundreds of dollars. This is one area that when purchasing an extended warranty the buyer should be sure to make sure is included.
What’s the Deductible? Extended warranties, unlike car insurance, typically work the same way. Car insurance deductibles can save you a tremendous amount of money. For example you have a plan that has a $100 deductible that costs you $2000. You would expect to pay $100 as a deductible , so you would expect to pay around $1000. You may find that that is not the case at all and you need to actually pay $2100.
What is a Captured Warranty? A captured warranty is typically a plan that has been sponsored by a vehicle manufacturer that has made special arrangements with vehicle sellers. With the captured plan you do not have the option of choosing your own provider. This can be a terrible situation. Suppose you receive awful service from the provider that you are agreed to receive your services from. The, there is no way to choose another provider. Because of this downfall, the capture plan is really not the best plan for most people.
The first step is to look for a place where you can get a free quote on an extended car warranty. You will be able to get some amazing prices on these vehicle extended warranties here.
Tags: auto, auto insurance, auto warranty, car, car warranty, extended car warranty, home, insurance, policy, vehicle warranty, warranty
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Thursday, August 12th, 2010
Back in the old days when there used to be a Soviet Union, some strange things would happen from time to time with defectors who escaped to the U.S. They would actually get paralyzed in grocery stores, unable to make decisions about which of several hundred cereals they would buy. For some people who never had much choice beyond buying or not buying whatever was on the shelf that day, this much choice and that many options brought them to a halt.
If you are shopping for a new or used car, and want to add an extended warranty, you should immediately wonder about a car dealer or warranty firm that seems to have just one policy rather than a selection. It could be a matter of the dealer trying to sell a preferred (and high-profit) plan, or it really could be that the third-party firm you are dealing with is not quite as experienced or full-service as it claims. The fact is, you should be able to select from among a range of different extended warranties, from different providers. It does not matter if a car dealer does not help you with this, since nothing says you have to buy the warranty when you buy the car.
Various types
All of the reputable extended warranty firms offer a wide range of plans to cover new and used vehicles of all types (including boats). The bumper-to-bumper plans are normally quite popular, and are backed by both auto manufacturers and companies that have been in business for some years. It is not necessarily true that younger firms are questionable, but longevity in an industry that has had problems with some unreliable operators is a good sign. As always, check out every aspect of the firm (and read the whole warranty policy).
The bumper-to-bumper plans are not always quite as inclusive as the names imply, so if you really want coverage of (alphabetically) the air conditioner, brakes, cooling system, drive axle, engine, fuel system, seals/gaskets, supercharger, steering, suspension, transfer case, transmission and turbocharger, you need to make sure what you want is listed. Full-service and full-coverage plans can also include reimbursement for roadside and during-repair expenses (towing, rental car, etc.).
Soup to nuts (or not)
In addition to towing and car rental coverage, you can get plans that cover changing flat tires, giving your battery a jump, delivering emergency fuel or other fluids, attempting to open your locked vehicle and other services. Although there is not much that extended warranty firms have not heard of and covered, it is also possible to negotiate specific services, especially when you are dealing directly with a third-party warranty firm and not a dealer network or car manufacturer.
Conversely, there are also simpler plans, all the way down to what you (not they) might call bare bones coverage. The most common of these is the drive train coverage plan, which covers the engine, transmission and one or two other major, named systems. The last sentence ends on a very important term (named systems), as you need to remember that nothing will be covered that is not expressly stated in the written service contract. This should go without saying, but this is something that should not be overlooked. Again, if a salesperson told you that you are covered for unicorn damage, but it is not in the written agreement, then you really do not have unicorn coverage.
Bottom line
As with any other major purchase, you need to do some research, ask some questions, get advice from experts if you need it and take care with your decision. You have to make a rough calculation of cost benefits, and there are some handy calculators online that help you develop cost figures for car maintenance and repairs. If you want to retain your car past the manufacturer warranty period, and have good information on the repair record of the particular make and model, you should be able to arrive at a good approximation of the value of the coverage.
Finally, do not succumb to pressure tactics by salespeople. There is no law that says you have to buy the warranty when you buy the car, or says you have to buy it from a dealer or any other certain place. You are in the driver’s seat, so make sure you stay in control of the purchase of both the car and any additional warranty coverage you decide you need.
Whether you have a car, truck, SUV, or van we can find the best possible extended car warranty for your money. Do not let your limited warranty expire without shopping for continued coverage first. Visit 5starwarranty.com online today for more information.
Tags: auto, auto insurance, auto warranty, business, extended auto warranty, finance, insurance, warranty
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Thursday, August 12th, 2010
The consumer protection movement really took off in the 1960s and 1970s, when state governments (and the federal, too) began creating agencies charged with fighting scammers and ripoff artists operating in the marketplace. The public took to this new attitude wholeheartedly, and local and network news programs began hiring consumer advocates who would take on scofflaw firms on behalf of individuals and the public at large. The result is a very high awareness in American society of the rights of consumers and the proper operation of businesses.
The Internet has not changed, but amplified the situation. Today there is such an avalanche of information that it can be difficult to know what is true and what is not. This has made the job of consumer advocates even more involved, in government and media as well as in private firms doing “consumer reports” in print and on the Web. It is particularly important for consumers to take time and exercise caution with the purchases that loom largest in our lives, namely, houses (the most expensive thing most people will ever buy) and vehicles (the second-most costly for most folks).
How to tell good from bad
There are some general rules of both business and human behavior that come into play in all kinds of interactions, particularly economic ones. The basic common sense that you would use to determine truth or falsehood also apply when you are researching the companies behind the car warranties that you are being offered as you shop for your new ride. The first thing to remember, of course, is not to hurry. You do not just go out and buy the first car you like and add the first warranty you are offered. In fact, you have to leave enough time to research the dealers, the cars and the warranties that you may decide to buy.
When looking for a good car dealer, you start, of course, with referrals, and then branch out to newspaper ads, the Web and window-shopping. As you start making a list of possible purchases, note also the names of the dealers and start checking them out with the Better Business Bureau (BBB) and online complaint sites. Then you need to check out each specific car you like, with Carfax or another reporting service. Finally, after you have sat down with a salesperson, you should request copies of any extended warranties that are on offer (and if you cannot get one, take your business elsewhere).
Then do it all again
When you have a complete list (dealers, specific cars, warranty provider names) you can return to your first step, research, and plug in what you’ve learned. When it comes to the dealer and the car, you use your own good sense as well as that of a mechanic friend or hireling. When it comes down to rating the extended warranty firms, that will take a bit more digging, but it is worth it. Remember, too, that it is absolutely in the interests of reputable warranty companies for you to do this. The car warranty industry, like any other, has had its share of miscreants, and is quite serious about driving the fly-by-night firms out of town (better yet, out of business).
What do you look for? For one thing, transparency. Just as you should beware of dealers who will not show you a Carfax report or give you a copy of an extended warranty, you should avoid warranty firms that will not answer questions on the phone or send you more information. In addition, you will check the company names with the BBB, consumer reporting sites, government oversight agencies and, of course, the handy-dandy Internet. All you have to do is enter the name of the company followed by the word complaints, and you should get all kinds of information, especially on the questionable firms that get the vast majority of consumer complaints.
Bottom line
Again, it really is in the best interests of reputable extended warranty firms for you to take the time to check them out. Do not let the salesperson at any dealership, new or used, tell you that you can only buy one particular warranty package. The fact is, you can buy your extended warranty from any company that you like. This will be a result of the research you do, as well as your own good sense and the solid advice of more experienced auto and insurance people. In fact, your insurance agent can also be a good resource for you, so run the facts and figures by your agent if they have experience in the area.
Bottom line? Do not just use your head. Use the heads and experience of all kinds of folks who know more about it than you do. Although it takes a little time, you will be glad you did when you save 30-40% over the dealer’s offer with a solid, dependable third-party warranty firm.
Whether you have a car, truck, SUV, or van we can find the best possible extended car warranty for your money. Do not let your limited warranty expire without shopping for continued coverage first. Visit 5starwarranty.com online today for more information.
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